CHECKS UNSIGNED BY THE PAYER - 8036
(Revised: 01/2026)
Departments may deposit checks received without a signature. If deposited, the signature line of the check will state the following:
- Signature lacking
- Guaranteed by (department)
Depository banks have the discretion to accept or dishonor unsigned checks. If a depository bank dishonors unsigned checks, the department that guarantees the missing signature assumes the financial and administrative responsibility associated with the deposit. For information on dishonored checks, see SAM Section 8043.
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